Real estate competition is always a factor --whether it's a seller's or a buyer's market. That means that getting pre-approved for a home loan as soon as possible is the best move if you plan to buy property in the next three to five months.
The process of getting pre-approved helps to clarify how much you can afford to pay in monthly mortgage payments.
Since pre-approval means that an underwriting team has already verified your buying power, the seller can feel assured in accepting it. Some sellers may even view a preapproval-backed offer as solid as a cash one!
The mortgage pre-approval process becomes even more attractive when you utilize our convenient online mortgage pre-approval process. From the comfort of your home, we can securely pull your credit to verify your income and assets.
With just a few clicks, you can submit your documentation for items like pay stubs, tax returns, and W-2s and even virtually connect to your financial institution to verify assets.
And, of course, a real-life mortgage professional is available to guide and advise you every step of the way.
Are you serious about buying a property within the next three months? It only takes minutes to complete the secure online application, and you can even save it to finish it at a later time. Have more questions? We've got answers! Contact us today for all your home loan and refinancing needs.
For information purposes only. This is not an offer for extension of credit or a commitment to lend. Information and/or dates are subject to change without notice. | Financing is shown for comparison only. Rates and fees are subject to change without notice. | All loans are subject to borrower's credit approval and property qualification. Additional funds for reserves may be required. | Xpert Home Lending, Inc. | NMLS# 2179191 | CORPORATE: 1100 Satellite BLVD NW, Suwanee, GA 30024 | (417) 540-4858 | Equal Housing Opportunity | www.nmlsconsumeraccess.org
